Discover credit card

Discover credit card. It’s rare to find a secured credit card that offers rewards. Learn About the Credit CARD Act of 2009. ‡ 2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. You can usually minimize the effects of APRs by paying the full balance by the due date monthly. Call Discover by phone. If Discover suspects fraud, we may ask you to review and verify recent transactions. Message and data rates may apply. Best low-interest credit cards: BankAmericard® credit card, Citi Simplicity® Card, U. Responsibly using a new credit card, like paying every bill on time, can help you build credit. Your minimum payment is the lowest amount you must pay toward your monthly credit card statement balance in order to keep your account current. While those with a low credit score, missed payments, and low income may be more limited in the type of card they can get. Setting up automatic payments and text or The NHL ® Discover it ® credit card offers the same rewards on purchases as the Discover it ® Cash Back credit card as well as the same match of the all the cash back you’ve earned at the end of your first year. Credit cards can be powerful financial tools. May 21, 2024 · The Discover it® Cash Back is a good credit card that's worth it for people with a credit score of 700 + who want a $0 annual fee and a high rewards rate. If you’re over the age of 18, have a source of income, and are enrolled in a college or university, you may be eligible for a student credit card from Discover. Oct 27, 2023 · A student credit card is a great first step. Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and Dec 3, 2023 · The Discover it Miles Travel Credit Card is unique by providing Discover Match, in which you get an unlimited Mile-for-Mile match of all the Miles you earn at the end of your first year, automatically. 5x Miles automatically on travel purchases and all your everyday purchases. If you spend $20,000 on the Discover it® Cash Back card during the first year of which $6,000 earns 5% cash back and $14,000 earns 1%, you can earn ($600 + (1% x $14,000 x 2 for Cashback Match)), or $880 in first-year cash back. You should regularly check your account for suspicious or unknown transactions, and Feb 15, 2024 · An annual percentage rate (APR) is the interest rate your credit card company uses to determine any interest you may owe. Ultimately, it can take up to 30 days to get approval or denial from a credit card company. Build your credit with responsible use. Picking the right credit card can be difficult, especially when there are so many credit card issuers and cards to choose from. 99% variable. Opening Bank Accounts for Trust 1-866-515-5283. Please give us two billing cycles to process your request. 2 After you use a secured credit card responsibly for a while, you may be able to upgrade to an unsecured card. Based Customer Service: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). There is no limit to how much we’ll match. Jan 22, 2024 · Discover has unlimited Cashback Match, where we’ll automatically match all the cash back you’ve earned at the end of your first year. Primary cardmembers may be able to add individuals younger than 18 as authorized users to their credit card account. Discover offers credit cards with different rewards rates but ensures every cardmember receives valuable May 10, 2024 · 5% cash back on rotating categories each quarter when you activate (up to $1,500 in combined quarterly purchases, then 1%) with 1% on all other purchases. Discover® Identity Alerts (Alerts) are offered by Discover Bank at no cost, are available only online, and do not impact your credit score. You can use the Discover Account Center to pick and choose a new credit card design. Student May 3, 2024 · Discover won’t require you to spend thousands of dollars to qualify for a bonus. How the calculator works. 1-800-347-2683 (English/Español) Discover has live customer service agents-24/7. A Discover account includes extra security features to protect you from identity theft and fraud. If your application is denied, don’t despair. If you want the best About Us. And don’t forget, Discover has no annual fee on any of our cards. The $0-annual fee card earns 5% cash back in rotating quarterly bonus categories, on up to $1,500 in combined spending per quarter. It's fast and easy to use. If you prefer not to receive your FICO ® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). About Us. Cash APR: 29. The balance transfer fee is 3% during the introductory period and 5% after. Mar 7, 2024 · A Discover it ® Secured credit card can help you build credit with responsible use. * Based on our formula used to calculate each card’s average rewards rates and average ongoing rewards value, using Bureau of Labor Statistics spending data and an Jul 16, 2023 · As such, the Discover it® Cash Back is best used in tandem with another card that offers 1. Respond to a Mail Offer; All Credit Cards; Cash Back Credit Cards — Discover It® Cash Back — Discover It® Chrome — NHL® Discover It® Student Credit Cards — Discover It® Student Cash Back — Discover It® Student Chrome; Discover It® Miles; Discover It® Secured; Compare Credit Cards; Credit . 4 / 5. Some cards, like those from Discover, offer Jan 24, 2024 · The Discover it ® Student Cash Back credit card lets you earn 5% Cashback Bonus on up to $1,500 in different category purchases each quarter, when you activate. May 10, 2024 · The credit cards you qualify for depend on your credit score, your credit history, and your income. But again, keep in mind that even if you receive a pre-approved offer, you’ll still need to complete an application. Enter your information below. All you would need is the information for your payment account. Its customer service and first-year cash-back match stand out as its best features. All our credit cards earn Discover rewards on every purchase. Log in or register now to enjoy the benefits of Discover Card. The card also earns Nov 21, 2023 · Your credit card balance is the sum of your posted activity (including purchases, payments, balance transfers, cash advances, interest, and fees). Check Your Rate. For Hearing/Speech Impaired Dial 711 (Relay Service) Online Banking Technical Support 1-800-290-9885. Total value. Balance Transfer Credit Cards. Please enter your User ID and Password. 24% standard variable purchase APR. , with 60. Credit Cards, Banking & Loans - Discover Feb 7, 2024 · With the Discover it Miles Card, you could earn 1. Discover Secure Account Center Log In. Online bill pay: You can sign into your credit card account using your card issuer's website. Discover Financial Services. 2 Learn more about how secured cards can help you build a credit history 1 and what makes the May 20, 2024 · The Discover it Cash Back is a popular rewards card that offers a few benefits on top of the excellent cash-back program. Plus, you always earn Cashback Bonus when you use your Discover Card. Open an account, or bank by phone 1-800-347-7000. You can apply for Discover credit cards at Discover. There is no limit to how much we'll match. You could turn $100 cash back to $200. 100% U. Feb 21, 2024 · The Discover it® Cash Back Card offers cash back rewards on eligible everyday purchases, plus a match at the end of your first year. That’s up to $75 cash back each quarter. Account Agreement 1-800-983-1245. So you could turn $50 cash back to $100. FICO credit scores range from 300 to 850, with higher scores indicating greater creditworthiness. Your current balance doesn’t reflect pending Credit Cards Earn generous rewards. 01, should you Sep 25, 2023 · Changing your credit card design will not change the terms of your account, including your account number, your interest rate, and your rewards program. Applicants applying without a social security number are not eligible to receive pre-approval offers. Based Customer Service and more. Application Details. 1 Digital Wallet purchases include those made with Apple Pay, Samsung Pay, Garmin Pay, and in-store with Google Pay. Save time with our help, or skip this step to enter your information by Receiving a pre-approval offer does not guarantee approval. Payments. Discover Financial Services and Fair Isaac are not credit repair organizations as defined under federal law or state law, including the Credit Repair Organizations Act. What are the terms and conditions that apply to Discover Click to Pay? 1. For example, if you need 20,000 points to book a $200 hotel stay, your points for that transaction are worth 1 cent each. 99% and 24. People with high credit scores, a positive credit history, and high income can typically qualify for more kinds of credit. Check the status of your Discover. 28. Mar 26, 2024 · There is no annual fee to keep this card, and you can get access to your FICO score for free on your monthly statements. Travel Credit Card. Cash back: Discover credit cards earn cash back rewards or Miles (that can also be used as cash back), and you can redeem in amounts as low as $0. This calculator factors in a balance, interest rate (APR) and monthly payment amount to estimate a payoff period and the total interest paid. Once you register your credit card account, you can view electronic statements, track your rewards, and more. The process is quick and secure. Log in to your Discover Card account securely. ‎You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discover’s Mobile App. Bank Visa® Platinum Card. Sep 25, 2023 · Key points about: Discover student credit cards. Intro Balance Transfer APR is 10. May 1, 2024 · That’s $600 cash back, plus whatever else you earn on 1% non-bonus purchases. Earn 5% cash back at different places each quarter, when you activate. 1 You also enjoy great Discover benefits like 100% U. Check your account balance, view your account info, make and edit payments, add your card into Apple Pay, manage your rewards, and more - all from your mobile device. The Motley Fool recommends Discover Financial Services and recommends the following options: short June Feb 5, 2024 · There are two Discover credit cards directed at students: The Discover it® Student Cash Back card, and the Discover it® Student Chrome card. Purchases at Gas Stations and Credit Cards, Banking & Loans - Discover If you prefer not to receive your FICO ® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Discover offers secure, convenient, and flexible online services. Discover it ® Student Chrome Application. If you like, we'll notify you by e-mail when we've responded to your inquiry. Enter your 5-digit ZIP Code. With the Discover it ® Secured credit card, you can upgrade to an unsecured card after 6 consecutive on-time payments and maintaining Oct 25, 2023 · Key points about: protecting your credit card from fraud. You may want to fill out a pre-approval form to see the APR and offers you might qualify for before you apply. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Discover Student Deposits Program 1-800-767-7344. Using a student credit card may May 14, 2024 · Registering a credit card allows you to manage and monitor your credit card account online. Log in to your Discover Bank Account Center and access your account today. Balance transfer fee: 3% Intro fee on balances transferred by August 10, 2024 and up to 5% fee for future balance transfers will apply. 99% APR for a term of 72 months, you'll pay just $309 per month. Secured Credit Card. It’s a credit card that’s tailored to first-time cardholders who don’t have a long (or any) credit history. For example, you could turn 35,000 Miles to 70,000 Miles. Student credit cards typically have benefits, like cash back rewards or access to helpful features. No Annual Fee Credit Cards. Most inquiries are handled within 24 hours! Your message goes directly to a Customer Service Representative. Apply in minutes. Our Credit Card Payoff Calculator assumes the following: Monthly payment is at least the Minimum Payment Due, which is calculated as the higher of $35 or 2% of the balance. Airline Travel Credit Card. We'll automatically match all of the cash back you've earned at the end of your first year. If you see a transaction you don’t recognize on your credit card account, even if it’s just a few pennies, don’t Apr 30, 2024 · Best rewards credit cards: Blue Cash Preferred® Card from American Express, Savor® Rewards from Capital One®, Capital One Venture Rewards Credit Card. S. Or text APP to DISCOV (347268) to download on your phone. 2. Picture this: just by tackling your regular shopping routine, you effortlessly unlock rewards and bonuses. When you request a new credit card design, your old card will remain active until the expiration date. Jan 10, 2024 · Any further review will add time to the approval decision. Dec 6, 2023 · There are different ways that you can pay your credit card bill online: Mobile bill pay: Some credit card issuers have mobile apps that you can use to pay your bill. You'll still earn an unlimited 1% cash back on all other The Discover it ® Secured Credit Card is not a prepaid card or a debit card. Discover it® Cash Back offers 5% cash back on purchases in bonus categories up to a quarterly maximum, and Discover will match the rewards you earn the first year as a new cardmember. An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Cardholders enjoy valuable rotating bonus categories and a straightforward About Us. If approved, you’ll typically receive your new credit card in the mail within two weeks. Student Credit Cards. 1 If you’re interested in a particular card because of the bonus offer, you need to be clear on whether you can meet the credit card requirements–if there are any–to get the bonus offer With your Discover it card, you automatically earn unlimited 1% cash back on all purchases. Keeping credit utilization low and paying bills on time could help you build credit history and maximize rewards. Select from cash back credit cards or travel credit cards. You must be 18 or older to get a credit card in your name. If you’ve filled out a credit card application and you’re approved for new credit, you will receive a new credit card and card details in Credit Cards Earn generous rewards. Your credit line will equal your deposit amount, starting at $ 200. Learn how to use a credit card and manage spending to earn rewards, build credit history, maintain your credit score, and achieve financial goals. Salt Lake City, UT 84130-0924. Add your Discover Card to your Digital Wallet for a simple and rewarding way to pay. While the Discover it® Student Chrome card offers 2% cash back on your first $1,000 in combined gas stations and restaurant purchases each quarter (then 1%), the offer may be unattractive to students Discover Card lets you access your statements online anytime, anywhere. We’ll automatically match all the cash back or Miles you’ve earned at the end of your first year. If you don't make your minimum payment on time, your card issuer may charge a late fee and penalty interest. Please note that certain services may require the assistance of specialists who may not always be available. Earn 2% Cashback Bonus &reg at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Aug 31, 2023 · You can apply for a Discover credit card online. Generally, once you activate the credit card you can use it as long as the account is open, and the card is not expired. Cash Back Credit Cards. Your inquiry is reviewed. Register your Discover account online and enjoy easy access to your credit card, banking, loan, and rewards information. Paying your credit card bill on time and in full each month is one of the best ways to establish responsible financial habits. $465. You’ll need to be 18 or older to apply for a card. 24% variable APR on purchases and balance transfers. Plus you get an extra layer of security and privacy added to every purchase. Our writers, editors and Jul 25, 2023 · Step 4: After you’ve applied to get a credit card. You can reach a live agent anytime by calling 1-800-347-2683. Sep 12, 2023 · You can activate your credit card online, using a card issuer’s mobile app or over the phone by calling the card issuer’s customer service number. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more. Discover has no annual fee on every credit card. 5% or 2% rewards on all purchases. All other spending, including purchases in the bonus If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). There may also be a simple activation process that requires you to call the issuer. It’s a real credit card that gives rewards with no annual fee. 1. Feb 22, 2024 · If you suspect credit card fraud, you should report it to your credit card issuer immediately. You can also pay bills, send messages and manage your account securely. PO Box 30954. 1-800-DISCOVER. 3 Use it for everyday purchases, pay at least the minimum amount due, and stay within your Credit Cards, Banking & Loans - Discover Discover is the third largest credit card brand in the U. We would like to show you a description here but the site won’t allow us. 6 days ago · Key points about: Credit card age requirements. 6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7. 5%). Cashback Match: Only from Discover as of March 2024. Send us your Account inquiry using Secure Messages. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Mar 29, 2024 · Learn More. In addition to the standard purchase APR, there may be additional APRs like an introductory or penalty APR. May 1, 2024 · The Motley Fool has positions in and recommends Amazon, Bank of America, PayPal, and Target. Discover Global Network, the payments brand of Discover Financial Services, connects three payment networks, Discover Network, PULSE, Diners Club International , and more than 25 Alliance Partners from around the world, enabling millions of cardholder transactions each day. (Also rare among travel cards is its intro APR period for Apr 30, 2024 · The Discover it® Cash Back credit card is a good cash-back card but with limitations. Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. With this card, you’ll earn 2% cash back on up to $1,000 in spending per quarter on gas and restaurant purchases, and an unlimited Cashback Match. $930. Card Application. Bonus spending cap: You’ll only earn 5% cash back on purchases at Using Secure Messages is simple: Log into the Account Center. If not registered, register now for easy online access to your Discover bank account. They can help with your account activity, benefits, and more. For example, if you get approved for a $15,000 loan at 13. After you open a new credit card account or renew an existing credit card Sep 12, 2023 · Key points about: minimum credit card payments. Compare different Discover cards and choose the best one for you. While every credit card application is different, understanding the Apr 24, 2024 · Discover it® Secured Credit Card: Best Secured Discover Card: 28. May 12, 2024 · The Discover it® Balance Transfer credit card offers 0% APR for 15 months for balance transfers. Report phishing & fraudulent activity May 16, 2024 · Current Discover it Student Cash Back Credit Card Offer. Your APR will be between 7. May 14, 2024 · According to FICO, a ‘good’ credit score is a score between 670 and 739. Certain specialized customer service agents may not be available 24/7. We also have Discover student cards. 4. Discover It ® Secured Credit Card Application We can pre-fill your Secured Card application. Intro APR Credit Cards. Turn Miles into cash. Unlike some other credit card companies, Discover offers some cards May 10, 2024 · High rewards and easy withdrawals. U. Borrowers between 18 and 20 must prove they have independent income to get approved for a credit card. Spend Analyzer | Discover Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Apply for the Discover it ® Cash Back credit card. Add Card Now. Earn cash back or travel rewards on every purchase, with no annual fee and unlimited match of rewards at the end of your first year. You may also have several options for redeeming your rewards. If you had an outstanding balance from the previous month, your current balance is calculated by adding new activity to the outstanding balance. Discover constantly monitors your card for fraudulent activity and notifies you when suspicious activity is detected. Discover will automatically match all the cash back Mar 7, 2024 · To arrive at the cash value of your points or miles, divide the dollar amount of what you’re redeeming your rewards for by the number of points or miles needed for redemption. Or you could turn $100 cash back to $ 200. com or by calling 1-800-DISCOVER (1-800-347-2683). Rates as of April 30, 2024. benefits. 3. You can view your transactions, balance, rewards and more. Discover it® Cash Back: Best for Earning Bonus Cash Back: 0% introductory About Us. 99% based on creditworthiness at time of application for loan terms of 36 - 84 months. Check your balance, pay bills, review transactions and more using the Discover Account Center, 24 hours a day, seven days a week. May 2, 2024 · The best Discover credit cards offer cash back on your spending and an unlimited cash-back match at the end of your first year. Do… If you prefer not to receive your FICO ® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Respond to a Mail Offer; All Credit Cards; Cash Back Credit Cards — Discover It® Cash Back — Discover It® Chrome — NHL® Discover It® Student Credit Cards — Discover It® Student Cash Back — Discover It® Student Chrome; Discover It® Miles; Discover It® Secured; Compare Credit Cards; Credit Oct 16, 2023 · Credit cards for beginners include student cards and secured cards. If you believe you’re the victim of identity theft, you should also contact the major credit bureaus and file a police report. Some student credit cards, like Discover it ® Student Cash Back or Discover it ® Student Chrome, offer spending and security alerts to help you manage your credit card account. Credit Cards, Banking & Loans - Discover Credit Cards, Banking & Loans - Discover 2 days ago · The Discover it® Miles is the rare travel credit card that lets you redeem your rewards for travel or for cash back at the same rate. Our credit card comparison chart lets you compare the cash back rewards of the Discover it® card with other cash back cards. Card applicants cannot be pre-approved for the NHL Discover Card. The Discover it® Miles also comes with a 0% intro APR for 15 months on May 10, 2024 · Discover offers student and secured credit cards that may be ideal for those trying to build a credit history. All our products are designed with our customers in mind. Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. Calendar quarters begin January 1, April 1, July 1, and October 1. Instead, find out the reason for your denial and work to put yourself in a better position for future applications. 99% for 6 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2024 then the standard purchase APR applies. NOW: Earn 5% at Restaurants and Drug Stores, now – March 31, 2024, on up to $1,500 in purchases, when you activate. 1 It’s among the secured cards that have no annual fee, offers rewards, and allows to upgrade to an unsecured card after six consecutive on-time payments and six months of good status on all your credit accounts. There are two possible outcomes after you apply for a credit card: acceptance or denial. Enter your 9-digit Social Security Number. Annual Fee: None. You can use a card to earn rewards, get access to helpful features, and pay for purchases over time. wa mz nd xp ba zv su sk st cr